1. Controller and Contact

The data controller for the Services is Tee-Concept Data. If you have questions about this Privacy Policy or our privacy practices, contact us at [email protected].

2. Information We Collect

3. How We Use Your Information

• Provide and operate our Services.
• Verify identity and perform optional KYC checks.
• Offer support, troubleshoot issues, and respond to inquiries.
• Send account updates, receipts, and notifications.
• Improve and personalize the Services through analytics.
• Detect and prevent fraud or illegal activity.
• Comply with legal and regulatory obligations.

4. Sharing and Disclosure

• Service providers: we share limited data with vendors that help operate our Services (e.g., hosting, KYC, or analytics).
• Payment processors: we use Monnify, Paystack, and Billstack to securely process payments; we never store your full card details.
• Legal obligations: we may disclose data to comply with laws or protect rights and safety.
• Business transfers: if Tee-Concept Data merges or is acquired, your data may be transferred under confidentiality safeguards.

5. KYC and BVN

Completing KYC is optional but required for certain higher transaction limits. If you choose to verify, we securely store and share your BVN and related data only with authorized partners or regulators where legally required.

6. Cookies and Tracking

We use cookies to improve your experience. You can control cookie settings in your browser, though disabling them may affect functionality.

7. Security

We implement encryption (HTTPS), access controls, and secure hosting to protect your data. However, no method of transmission over the internet is 100% secure.

8. Data Retention

We retain your data as long as needed to provide Services, maintain compliance, or resolve disputes, after which it’s securely deleted or anonymized.

9. Your Rights

You may request access, correction, or deletion of your data by contacting [email protected]. We’ll respond in line with applicable privacy laws.

10. International Transfers

Your data may be processed outside your country. We ensure such transfers meet privacy law standards and remain protected.

11. Third-Party Links

Our Services may link to third-party websites. We aren’t responsible for their privacy practices—please review their policies separately.

12. Mobile App

Our upcoming mobile app may collect device identifiers and usage info. App store policies (e.g., Google Play) also apply. We’ll update this policy once the app launches.

13. Children

We don’t knowingly collect information from users under 13. If such data is discovered, we’ll delete it promptly.

14. Updates to this Policy

We may modify this Privacy Policy periodically. The revised date below indicates the most recent version. Continued use signifies acceptance of any updates.

15. Contact Us